Your Client’s Easier Qualifying Loan

• It’s sometimes called a Sub-Prime loan
• Low credit scores OK
• No or Easier qualification requirements
• 1st, 2nd & 3rd mortgage loans
• 1st Loans of $30,000 to $1,000,000 or more
• 2nd & 3rd Loans of $20,000 or more
• Why chance a balloon payment?
• Up to 30-year Loans
• Owner occupied or investment
• Great flexibility
• Primarily equity‐based lending:*

* Many loans

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